Foggy windows in a single-family home are straightforward: you call a window company, they fix it, done. In a condo or townhome, the question of who is responsible — and who pays — is often more complicated.
Who Owns the Windows
in a Condo? This depends entirely on your HOA's governing documents (CC&Rs). In most DFW condo associations, windows fall into one of three categories: owner responsibility for the glass unit and interior frame; HOA responsibility for all windows as common elements; or shared responsibility where the glass unit is the owner's responsibility and structural components are the HOA's. Before scheduling any window repair, pull out your CC&Rs or call your HOA management company and ask specifically about window glass replacement responsibility.
Getting HOA Approval Even
if the windows are your responsibility, many HOAs require approval before exterior modifications. In practice, most DFW HOAs have a streamlined approval process for like-for-like glass replacement. The key is to ask first.
Insurance Considerations Foggy windows from normal seal failure are generally not covered by either the HOA's master policy or your individual HO-6 policy — they're considered wear and tear. However, if the seal failure was caused by an insured event (hail, impact damage), your HO-6 policy may cover the repair. Apex Windows is experienced working with DFW condo associations and property management companies. We can provide the documentation your HOA needs and coordinate access with building management. Call (214) 263-3008 for a free assessment.
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McKinney Homeowner Approval Preparation
For a McKinney single-family home where the main question is architectural review and exterior consistency, use our HOA window glass approval checklist. It focuses on what to document before requesting direction from an association.
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About the Author
Dan Dover
Co-Owner & Operations Director, Apex Windows & Glass
Dan Dover co-founded Apex Windows & Glass alongside Alvin Paulson, bringing a background in construction management and residential contracting to the business. Dan oversees day-to-day operations, customer relations, and the company's expansion across 50+ cities in the Dallas-Fort Worth metroplex. With deep roots in the DFW construction industry, Dan understands the unique challenges Texas homeowners face — from extreme summer heat that accelerates window seal failure to hail storms that crack glass overnight. He is passionate about educating homeowners on the cost savings of glass-only replacement versus full window replacement, and ensuring every Apex Windows customer receives honest, transparent service.